Our Approach

Our Investment Philosophy

Two elements are essential when creating and managing an effective investment portfolio—sound wisdom and dynamic skill. We believe investors should learn from experiences and adjust strategies accordingly. So, after the financial crisis of 2008 and 2009, we embraced technical research as an additional tool to help mitigate risk.

Technical research, or relative strength, categorizes stocks by strength, indicating which stocks might be preferred buys. That said, some stocks that are technically weak may become strong buys based on fundamental analysis—and so, we regard technical research as a tool only, not a hard rule.

Conventional asset allocation suggests that a portfolio should have an “appropriate mix” of asset classes. Our focus is on what we believe are strong asset classes or positions, but not all classes.

Understanding how we score a portfolio brings a great deal of value to our initial meeting. If we grade our equity portfolio in this way and then do the same for your existing portfolio, it’s easy to see whether you are taking more risk than you intended. Often a low technical score of one of your positions might also mean you are missing potential opportunities. Our goal then would be to sell the weak part of an incoming account and use those funds to capitalize on potential opportunities.

Asset Allocation does not assure a profit or protect against loss in declining financial markets. All investing involves risk including possible loss of principal. Past performance is no guarantee of future results.

Our Process

Our goal is to give you clarity about your plan and investment strategy; we want you to understand each decision and recommendation we make, so you can expect to hear from us on an ongoing basis. As markets evolve, we’ll also provide our interpretations or insights from trusted economists. One key to managing your portfolio well is your involvement in the process and your communication of any significant changes in your life. We’re here for every step of your journey, so we encourage you to reach out whenever you have updates that could impact your financial world. 

  • Step 1

  • Step 2

  • Step 3

  • Step 4

Step 1

Our process begins with a discussion where we’ll learn about your investing experience. We’ll ask about your expectations for returns, your needs for cash flow or investment income, as well as your comfort with risk.

Step 2

Based on what we learn about you and your goals, we’ll conduct a thorough analysis of your current portfolio holdings and the financial markets—the opportunities and the headwinds.

Step 3

Following a strategic, hands-on investment planning process, we’ll work with you to design a portfolio to your unique specifications.

Step 4

As you live your life, we’ll help you navigate your financial decisions and respond to any changing conditions in a way that reflects your needs and goals.